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Compass & Map
Have you got a plan?
Together let''s map out your future

What is a Financial Plan?

A Financial Plan is the long term strategy for achieving your goals by managing and growing your wealth. We work to find out which values are most important to you, what you want to achieve in the future and how you'll get there. 

It all starts with the Financial Road Map, an exercise which reaches the roots of what money means to you.


From there we work with you on a long term plan that will look at every aspect of your financial life, and put together a strategy to get your financial house in perfect order. 

Seeing the full picture


Do you ever feel worried about the future? About how to manage your wealth, or be able to achieve the goals that are important to you? Perhaps you're not worried, but the nuances of managing your financial future seems very overwhelming. Or maybe you're fully aware of your money situation and know what needs doing, but you just don't have the time to get it all sorted and stay on top of things. Especially when tax comes into play, or you're not sure where or how to invest. Our job is to dissolve these uncertainties. It starts with working out what's important about money to you.


We use an exercise called the Financial Road Map to help you figure out your core values. Why do you work? What drives you? How do you want to invest your time and money? What does a happy future look like to you? From there we weave together a bespoke financial plan, manage your current financial needs and work towards making your future goals a reality. We'll do all the hard work, so you can focus on the more enjoyable or productive aspects of life.

Your financial plan, put together by us and approved by you, will be the foundation for your future. But making great money decisions is not a one-off experience, it's a lifelong journey. It's one that we'll share with you every step of the way, reviewing, adjusting and amending your Plan to give you the highest probability of achieving your goals, and making sure that your financial house is in order today, tomorrow, and every day into the future.


Our Five Focus Areas


1. Protection Planning
What could stop your from achieving your goals? 
The first part of the plan will centre around analysing the risks in your financial life and dealing with them. When the inevitable storms arise, you'll be well prepared and able to face the future with confidence.
2. Budget, Debt & Tax Planning
How will you organise your money and repay your debt?
We'll look at how much money you need to live the lifestyle you want, both now and in the future. We'll make sure you have an emergency fund to fall back on, and that money is set aside to pay for the big events in your life such as a major holiday or a house move. 
We'll review your tax position and help you keep taxes to a minimum, and we'll work out where your income will come from during the rest of your life and how to improve it. 
Borrowing can help you to achieve your goals by funding a new home, a business or allowing you to preserve other asset. But excessive debt is a cancer that will destroy your goals and wash away your plans.
We'll help you to make sure that your debt is working for you, not against you.

3. Retirement Planning
How will you plan for retirement?

We'll help you plan for your future by making sure you're getting the best out of your retirement, and that yours and your loved ones future is secure. Often our clients don't realise that they are already in a position to retire, or the steps they need to take to get to this point. We use our expertise to pinpoint the actions you need to take and make a plan to get you there. 

4. Investment Planning
How should you invest?

Many people don't understand the impact that modest improvements in returns can yield over a period of years. Our skilled investment team have been helping people achieve their goals and enjoy long and happy lives for two decades, and they can do the same for you. We'll help build a strategy that works for you, based on your own individual circumstances and requirements.

5. Legacy Planning
What will you leave behind?

Legacy Planning isn't just about arranging your Will and reducing Inheritance Tax, as important as these are. It's also about the ongoing legacy that you create today for your family, your business and the people closest to you. We'll help you work out a Plan to use your assets to the very best effect.
Why choose us?
What's our process?
People approach us for a number of reasons. Perhaps you need a partner you trust to help you get your financial life together. Or maybe you're very capable of dealing with your affairs, but you just don't have the time to do it properly and things are being left undone. Or maybe you recognise the value of having a knowledgeable professional team working with you to get things done and make the most from your money.

Whatever your reason, with over
30 years experience, a joined up approach with our Financial, Accounting and Legal teams, and a personal service tailored to you, we're certain we can provide you with a one of a kind experience.
  1. Get Started Easily: Reach out to us by email, phone, or visit us in person to begin your financial journey.

  2. Complimentary Consultation: Discuss your financial goals and needs in a free 30-minute call with a dedicated financial planner.

  3. Personalised Roadmap: If we're a good fit, we'll invite you for an in-depth meeting to craft your customised 'Financial Road Map'.

  4. Tailored Financial Plan: Our team will develop a comprehensive Financial Plan designed to achieve your specific goals.

  5. Clear Action Steps: We'll meet again to explain your personalised plan in detail, outlining the exact steps you need to take to reach your financial destination.

  6. Putting Your Plan into Action: Take the next step by implementing your personalised plan. We'll work together to put your strategies into action.

  7.  Maintaining Progress with Regular Meetings: After implementing your plan, we'll schedule regular progress meetings to ensure you remain on track to achieve your financial goals. These meetings will allow us to review your progress, make any necessary adjustments, and keep you motivated on your financial journey.


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